With leasing, typically, you don't need a down payment and leasing is 100% financing including soft costs like shipping or software/services. Read More
With a loan, likely you will need a down payment of 5-20% and oftet the taxes and installation are not included in the loan. It varies according to institution. DOWN PAYMENTS
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At Mayo & Associates, we provide an assortment of leasing options to established and new businesses. We offer competitive lease rates and professional services to support all your leasing needs.

Mayo & Associates accommodates a variety of business assets that include new and used equipment, automotive leasing, sale-leaseback financing, private sales and startup lease financing. New equipment always comes with extra setup costs, so our team can also provide fast and easy unsecured working capital to support business growth.

Mayo & Associates works to structure a variety of solutions to help you acquire the equipment/vehicle that will enable you to meet your business objectives.

Mayo & Associates also has a long tradition of being a valuable partner to equipment vendors. Vendor Leasing programs are not only an effective tool to increase sales, but also a valuable service to your clients. By offering leasing you are providing your customer with your equipment as well as a strategic financial tool for their business. We provide online quoting tools and an enhanced process to help you close more sales and faster.

Mayo & Associates Ltd. is your equipment finance specialist!


While we provide state of the art technology for fast approvals to keep up with the speed of business, we also have old fashioned values when it comes to picking up the phone, talking to our customers and understanding their business. At Mayo & Associates, there are no call centre queues, just experienced finance specialists who continually earn repeat business and customer referrals.


Working with institutional and private funders ensures the best source for your leasing needs regardless of the type of equipment or the lease structured required.

Competitive Pricing

Our volume of lease transactions allows us to negotiate special volume discounts. This ensure you are receiving competitive rates. Our representatives will work with you to ensure a proper understanding of your company’s credit profile and structure terms and payments that meet your needs.

Electronic Documentation

Our job is to make your business life easier. We know leasing is a smart finance tool, but it needs to be easy. Providing great service is as important as a great lease. We use electronic documentation to provide fast service levels and support our goal to make financing simple so you can get back to business.


Mayo Associates LTD - Stephanie Mayo



Our company founder, Stephanie brings a wealth of knowledge and expertise obtained over 30+ years in the equipment leasing industry. Her ‘lead by example’ approach to business and commitment to service has become the foundation of our company’s success. They don’t call her “The Queen” for nothing!

Mayo Associates LTD - Nadine Harding


Senior broker

Nadine has been helping small to medium-sized businesses with their financing needs for more than 25 years with a specialty in trailers of all types and sizes. She believes in getting to know her clients and prides herself on the relationships she builds and her commitment to supporting those clients with all their financial needs as their businesses’ grow. She is always in your corner.

Mayo Associates LTD - Susan Doll


Senior broker

Since joining Mayo & Associates almost 20 years ago, Susan has focused on building long-term relationships with her vendors and clients. While staying diversified and working with a variety of assets and business types across Canada, Susan decided to direct her focus to the transportation industry. She quickly and clearly became an industry leader. Her close attention to detail allows her to tailor a finance solution specific to each and every client. If there is a way to get a deal done, Susan will find it.

Mayo Associates LTD - Kelley Holmes


Senior broker

Always looking for new ways to help her clients, Kelley constantly leads the Mayo team into new industries and focus groups. Her commitment to learning about new industries and how leasing can enhance them is constantly expanding the list of industries we can service at Mayo & Associates. She is truly a forerunner in creating new markets.

Mayo Associates LTD - Adam Boutara


General Manager

Mayo’s success wouldn’t be possible without a strong force steering the ship. After more than 20 years in the industry, Adam’s expertise pales only to his patience as the entire team relies on him in so many areas. From technology to accounting, Adam will make sure we get it right.

Mayo Associates LTD - Samantha Bourne


Administrative Assistant

The newest member of our team; Samantha joined the Mayo family in 2021 and has quickly become an integral part of our success. While new to the world of leasing, a background in the finance industry has allowed her to step into her support role with ease. She is always ready and eager to help the team as well as our clients and vendor partners.

Mayo - Monique Tremplay


Sales Support

An integral part of the Mayo family, Monique has been supporting our team and our clients with optimism and enthusiasm for many years. Driven to offer first-class service, she has built strong relationships over the years with vendors, clients, and the Mayo team that relies on her. No matter what the request or task, Monique is ready with a smile to make things happen.


Mayo & Associates Ltd. has been a game changer for our company. We normally end up with last minute equipment purchases and every time Nadine from Mayo & Associates has provided quick and excellent service. We highly recommend working with Nadine!
B. Loewen
Loesen Inc.
We contacted Susan to finance our new truck. From start to finish it was a quick and easy process. We ask about our options and Susan found all the answers to our questions. The money was transferred to the dealer and we couldn’t be happier with the service that was provided for us.
I & J Willoughby
Janwill Carriers Ltd.
With her easy to deal with attitude and close attention to detail Susan Doll at Mayo became our number one finance go to partner for Equipment Resource Groups’ valued customers since 2005. We continue with that relationship today.
W. Scott
Equipment Resource Group
Nadine Harding at Mayo & Associates has been our go-to-girl for the last few years. Her fast and reliable service gets me the equipment I need quickly to keep my business flowing efficiently.
J. Campbell
RJR Industries
Tereck Diesel has worked extensively with Mayo and Associates for many years and have always found them to be courteous, professional and knowledgeable. Kelley Holmes, our contact there, has always gone above and beyond. Overall, a company that anyone would feel confident working with.
I. Jacobson
Tereck Diesel Ltd.
Mayo has the science of financing a purchase down to an art. Susan Doll’s attention to detail ensured nothing was overlooked and her determination along with her enthusiasm resulted in the sales completion in an extraordinarily well-timed manor.
E. Torres
QCSS2000 Inc.
Mayo and Associates are great to work with! Very friendly, efficient they take very good care of us and take care of everything!
A. Joanisse
DJB Mining Products & Services Ltd
Network Telecom has been dealing with Mayo and Associates for many years. Stephanie and her team are always pleasant and supportive, and their leasing rates are continually competitive. They make leasing a very positive experience.
C. Waddle
Network Telecom
I would highly recommend Nadine and her team at Mayo and Associates. They are very professional and speedy at getting you your lending needs met.
Paul Somerville
All of us here at CTR truly enjoy working with Kelley Holmes at Mayo & Associates. She is always cheerful and goes that extra mile to ensure our mutual customers are satisfied. Thank you Kelley! You always make my day easier!
M. Enns
CTR Group
Kelley is a great person to work with making the financing process easy and understandable for my customers. Kelley is always available for any questions and willing to go the distance to get their financing in place.
D. Ziolkoski
Manser Group of Companies
I had the pleasure of being introduced to Nadine Harding of Mayo Associates in 2020 when I was trying to purchase specialty equipment for my company. Without hesitation, Nadine went above and beyond in obtaining the financing needed to purchase the equipment.
Steve Thomas
360 Dynamics



WHY LEASE? There are many reasons why leasing is a great financial option. Leasing is the smart way to acquire equipment for your business without negatively impacting business capital.

Leasing provides the use of equipment for needed periods of time at fixed rental payments and permits a company to be more flexible in its management of assets and liabilities.

CONTROL YOUR CASH FLOW | Leasing reduces the total cost of ownership (TCO) and increases your buying power. Free up your cash with monthly payments to let equipment earn you money while you pay for it.

POTENTIAL INCOME TAX BENEFITS | In many instances, leasing provides income tax benefits by deducting the lease payments as an expense as opposed to depreciating the assets. Ask your tax advisor how this might help your business.

80% OF BUSINESSES LEASE | And these industry markers are growing. This is because leasing helps get equipment fast, with an easy budget for structured payments that work with your business cycles.

100% FINANCING | Leasing is typically 100% financing, so it helps you capture Return on Investment (ROI) right away. Business equipment often comes with associated costs. Leasing is your solution to avoid out-of-pocket expenses like taxes, shipping, install or training and wrap it all up into one easy-to-budget lease payment.


What began as a slogan became our core value. Strategic partnerships play an important role in success and teaming with a strong leasing partner is no exception. At Mayo & Associates, we appreciate our vendor partners and pride ourselves on service levels that will exceed your expectations.
Our seasoned team of professionals will facilitate the needs of your client quickly and professionally allowing you to confidently move on to your next sale as “Our Service Makes Your Job Easier”.

As a Mayo & Associates vendor partner you will also enjoy:

  • Instant quoting tools
  • Lead tracking capabilities
  • Greater than 90% approval ratios
  • Web tools to allow clients to request quotes and submit applications
    direct from your website
  • Electronic signatures

Contact us today to become a valued partner of Mayo & Associates.



ACCESS CAPITAL QUICKLY! Our new flexible working capital options offer faster and easier access than the banks.

Designed for businesses just like yours, you can access cash for anything your business needs, including consolidating credit cards, paying taxes, or ordering seasonal inventory.

Take only the funds you need and top up if you require more.

Fill out the form below for more information on our business financing options.



JOIN THE MAYO & ASSOCIATES LTD. TEAM! Keeping pace with our growing business requires experienced individuals that are truly “team players”. If you would like to join the Mayo team, please send us your resume. If the position you are seeking is not currently available, we’ll keep it on file for future reference.

Use the button to the right to submit your resume in MSWord or PDF format: